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Agency Conforming
Agency High-Balance
Agency High-Balance
- DU and LPA allowed
- Fixed rate & ARM options
- Flexible terms from 120 to 360 months
- FICO down to 620 with AUS approval
- Appraisal waivers accepted
- Up to 97% LTV for first-time home buyers (DU Only)
- Fannie Mae HomeReady®
- Freddie Mac Home Possible®
- RefiNow
Agency High-Balance
Agency High-Balance
Agency High-Balance
- DU and LPA allowed
- Fixed rate & ARM options
- Flexible terms from 120 to 360 months
- FICO down to 620 with AUS approval
- Up to 95% LTV on Purchase
- Up to 80% LTV for cash-out
- Loans $729,201 - $1,089,300
FHA
Agency High-Balance
FHA
- Fixed rate & ARM options (standard & high balance)
- Flexible terms from 120 to 360 months
- No appraisal needed for FHA Streamline refinances
- FICO down to 550
- No FICO - Ok
- 1-4 Units and Manufactured Homes
VA
Home Equity
FHA
- Standard VA LTV up to 100% including cash-out transactions
- Fixed rate & ARM options available
- Loan balances up to $1.5M with qualifying VA Guarantee
- Flexible terms from 120 to 360 months
- IRRRL LTV up to 110% plus allowable fees associated with new VA loans
Non-QM
Home Equity
Home Equity
- Maximum Loan Amount $3.5 million
- Up to 90% LTV
- Bank Statement Loans - 12 or 24 months
- DSCR Loans
- 1099 Only Loans
- P&L Only Loans
- ITIN Loans
Home Equity
Home Equity
Home Equity
- Maximum Loan Amount $750,000
- Up to 90% LTV
- Full Doc
- Bank Statement Loans - 12 or 24 months
- DSCR Loans
- 1099 Only Loans
- P&L Only Loans